Poland’s Living Costs: What to Know Before You Move

Poland, with its rich history, diverse landscapes, and dynamic cities, has become an increasingly popular destination for expatriates and students from around the world. Known for its affordable cost of living compared to other European countries, Poland offers a high quality of life with access to modern amenities, culture, and education. This guide provides an in-depth look at Poland’s Living Costs, covering essential aspects to help you plan your move effectively.


Housing is a significant part of the monthly expenses in Poland, with costs varying widely depending on the city, location within the city, and the type of accommodation.

  • Rent: In major cities like Warsaw or Krakow, a one-bedroom apartment in the city center may cost between €500 and €700 per month, while the same outside the city center could range from €350 to €500. A three-bedroom apartment in the city center could be between €800 and €1,200, whereas outside the city center, it might range from €600 to €900.
  • Utilities: For an 85m² apartment, utilities including electricity, heating, cooling, water, and garbage typically range from €100 to €200 per month.

Food and Groceries

Poland offers a wide range of grocery products at reasonable prices, with numerous local and international supermarket chains.

  • Groceries: A monthly grocery bill for a single person might average between €150 and €250, depending on dietary preferences.
  • Dining Out: A meal at an inexpensive restaurant may cost around €5 to €10, while a three-course meal for two at a mid-range restaurant can range from €20 to €40.


Public transportation in Poland is well-developed, efficient, and affordable, with options including buses, trams, and trains.

  • Public Transport: A monthly pass for public transportation typically costs between €20 and €30 in most cities.
  • Personal Vehicle: If you prefer driving, monthly costs for gasoline and occasional maintenance can range from €100 to €200, depending on usage.


Poland has a public healthcare system that provides services to residents covered by health insurance. Private healthcare is also available and is quite affordable.

  • Health Insurance: Health insurance is mandatory for residents working in Poland, usually covered by social security contributions. Private health insurance premiums can range from €20 to €60 per month for additional coverage.


Public education in Poland is free for children of residents, with Polish as the medium of instruction. International schools are available in larger cities but can be costly.

  • International Schools: Tuition fees can vary widely but generally range from €4,000 to €12,000 per academic year.

Leisure and Entertainment

Poland offers a wealth of cultural, historical, and natural attractions, providing various affordable leisure and entertainment options.

  • Entertainment: Cinema tickets cost around €5 to €8, and a monthly gym membership can range from €20 to €40.
  • Leisure Activities: Depending on your interests, budgeting €50 to €100 per month should cover various activities, from museum visits to outdoor adventures.

Miscellaneous Expenses

Other expenses to consider include clothing, personal care, internet, and mobile phone plans, which are generally in line with other European countries.

  • Clothing: A pair of jeans might cost around €50 to €80, and a summer dress could be around €20 to €40.
  • Internet and Mobile: Monthly internet bills are typically around €15 to €25, and mobile phone plans can start from €5 to €15 per month.

Tips for Managing Living Expenses in Poland

  • Local Markets: Shop at local markets for fresh produce at lower prices compared to supermarkets.
  • Discount Cards: Utilize discount cards and loyalty programs offered by supermarkets and public transportation systems.
  • Cultural Offerings: Take advantage of free or discounted cultural events and attractions, which are plentiful in Poland.

Additional Resources

  • Numbeo Poland: Provides user-contributed data on the cost of living in various Polish cities.

Poland’s relatively low cost of living, combined with its rich cultural offerings and high quality of life, makes it an attractive destination for many looking to relocate. Whether you’re moving to one of its vibrant cities or picturesque towns, understanding and planning for these living costs can help ensure a smooth transition and a comfortable life in Poland.

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