Luxembourg’s Living Expenses: What to Expect

Luxembourg, with its strategic location in the heart of Europe, is known for its high standard of living, robust economy, and multicultural environment. While it offers an excellent quality of life, it’s also known for its relatively high cost of living. This guide provides a comprehensive overview of what to expect in terms of Luxembourg’s Living Expenses, covering everything from housing to daily essentials.


Housing is typically the most significant monthly expense for residents in Luxembourg. Prices can vary widely depending on the location, size, and type of accommodation.

  • Rent: For a one-bedroom apartment in the city center, rent can range from €1,200 to €2,000 per month, while outside the city center, it might range from €900 to €1,500. A larger three-bedroom apartment can cost between €2,000 and €3,500 in the city and €1,500 to €2,500 in the suburbs.
  • Utilities: Monthly utilities for a standard apartment (heating, electricity, cooling, water, garbage) can average between €150 and €250.

Food and Groceries

The cost of food and groceries in Luxembourg can be higher than in other European countries, but shopping at local markets and being mindful of where you shop can help manage these costs.

  • Groceries: A monthly grocery bill for a single person can range between €200 and €300, depending on eating habits and preferences.
  • Dining Out: A meal at an inexpensive restaurant may cost around €15 to €25, while a three-course meal for two at a mid-range restaurant can range from €60 to €100.


Luxembourg’s Living Expenses offers efficient public transportation options, and as of 2020, it became the first country in the world to make all public transport free of charge, which significantly reduces living expenses related to commuting.

  • Public Transport: Free for all residents and commuters.
  • Car Ownership: Considering insurance, fuel, and maintenance, the average monthly cost can range from €200 to €400.


Luxembourg provides high-quality healthcare services. The healthcare system is funded by a combination of social security contributions and government subsidies.

  • Health Insurance: Health insurance is mandatory for all residents, usually covered by social security contributions. Additional private health insurance can range from €30 to €100 per month, depending on the coverage.


Public education in Luxembourg is free, and the country offers a multilingual education system, with instruction in Luxembourgish, French, and German. International and private schools are also available but can be costly.

  • International/Private Schools: Tuition can range widely, from €10,000 to €30,000 per academic year, depending on the institution.

Leisure and Entertainment

Luxembourg offers a wide range of leisure and entertainment options, from cultural events to outdoor activities in its beautiful natural landscapes.

  • Entertainment: Cinema tickets can cost around €9 to €12, while a monthly gym membership can range from €30 to €70.
  • Leisure Activities: Costs can vary depending on interests, but budgeting around €50 to €100 per month can cover various activities.

Miscellaneous Expenses

Other expenses to consider include clothing, personal care, and incidentals, which can vary greatly depending on personal preferences and lifestyle.

  • Clothing: A pair of jeans might cost around €80 to €100, and a summer dress around €30 to €50.
  • Personal Care: Basic toiletries and personal care products can average €20 to €40 per month.

Tips for Managing Living Expenses in Luxembourg

  • Budget Wisely: Keep track of your expenses and prioritize your spending to manage your budget effectively.
  • Take Advantage of Free Public Transport: Utilize Luxembourg’s free public transportation system to save on commuting costs.
  • Explore Local Markets: For groceries, consider shopping at local markets, where you can often find fresh produce at lower prices than in supermarkets.

Additional Resources

  • Statec: Luxembourg’s National Institute of Statistics and Economic Studies provides detailed statistics and reports on living conditions and costs.
  • The official portal of the Luxembourg government offers information on various administrative procedures, including housing, healthcare, and more.

Living Cost in Luxembourg offers a unique blend of multiculturalism, high-quality services, and a strong economy. While the cost of living is relatively high, careful planning and budgeting can help you enjoy all that Luxembourg has to offer without breaking the bank. Whether you’re drawn to its dynamic cities or tranquil countryside, Luxembourg provides a serene and prosperous environment for those looking to call it home.

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