Navigating Greece’s Living Expenses: A Comprehensive Guide

Embracing life in Greece means immersing yourself in a world of ancient history, stunning landscapes, and a laid-back Mediterranean lifestyle. However, like any relocation, understanding the cost of living is crucial to ensure a smooth transition. This guide offers a deep dive into Greece’s living expenses, providing you with the insights needed to plan your move effectively.

Housing: Your Greek Abode

Housing is typically the most significant monthly expense. Prices vary widely between the mainland and the islands, as well as between urban and rural areas.

  • Athens: As the capital, Athens has a range of options from bustling city centers to quieter suburbs. Average rent for a one-bedroom apartment in the city center is around €400-€600, while outside the center, it drops to €300-€500.
  • Thessaloniki: Greece’s second-largest city is slightly more affordable, with one-bedroom apartments in the city center around €300-€500, and less outside the city center.
  • Islands: Popular islands like Mykonos and Santorini can be expensive, especially in peak tourist seasons, with rents often exceeding €800 for a one-bedroom apartment. Less touristy islands offer more affordable living, with rents around €300-€500.

Utilities: Keeping the Lights On

Utility costs (including electricity, heating, cooling, water, and garbage) for an 85m² apartment range from €100 to €180 monthly, depending on usage and location. Internet subscriptions are relatively affordable, averaging around €30 per month.

Food: Savoring Greek Cuisine

Grocery shopping in Greece offers a mix of local markets and supermarkets. A monthly grocery bill for one person can range from €150 to €250, depending on dietary habits and preference for local or imported goods. Dining out is a part of Greek culture, with a meal at an inexpensive restaurant costing around €10-€15 per person, while a three-course meal for two at a mid-range restaurant is about €40-€60.

Transportation: Getting Around

Public transportation in Greece is reasonably priced. A one-way ticket on local transport costs around €1.40, while a monthly pass is about €30. If you prefer driving, the average price of gasoline is around €1.60 per liter. For those looking to buy a car, prices are comparable to other EU countries, with taxes and insurance adding to the cost.

Healthcare: Ensuring Your Well-being

Greece has a public healthcare system accessible to residents. While public healthcare is low-cost, many expats and locals opt for private health insurance for faster and more comprehensive coverage, which can range from €20 to €100 per month, depending on the plan and coverage.

Leisure and Entertainment: Enjoying Greek Life

Leisure activities in Greece can be as affordable or as expensive as you choose. Cinema tickets cost around €8, and a monthly gym membership is about €30-€50. Exploring Greece’s rich historical sites, beautiful beaches, and scenic landscapes can provide low-cost entertainment options.

Education: Investing in the Future

For expats with children, considering education costs is crucial. While public schools are free, the language of instruction is Greek. International schools are an option but can be expensive, with annual tuition ranging from €6,000 to €18,000.

Miscellaneous Expenses

Other expenses to consider include clothing, personal care, and household items. These can vary widely depending on personal preferences and lifestyle choices.

Tips for Managing Greece’s Living Expenses

  • Embrace Local Markets: Shopping at local markets for fresh produce can save money and offer a taste of Greek culinary traditions.
  • Consider Location: Living slightly outside city centers can significantly reduce housing costs.
  • Public Transportation: Utilizing Greece’s extensive public transportation network can be a cost-effective way to travel.
  • Healthcare Choices: Evaluate the benefits of public vs. private healthcare based on your personal needs.

Further Resources

  • Numbeo: Provides current cost of living data, including user-contributed information on prices in Greece.
  • Ministry of Tourism: Offers insights into living in Greece, focusing on cultural experiences and practical information for newcomers.


Living in Greece can be an enriching experience, blending the charm of ancient history with the beauty of the Mediterranean lifestyle. By understanding the nuances of Greece’s living expenses and planning accordingly, you can navigate financial aspects effectively, ensuring a fulfilling stay in this enchanting country. Whether settling in a bustling city or a serene island, Greece offers a mosaic of experiences waiting to be explored.

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